The issue for a lot of borrowers in the past few years has not been the low rates, but actually accessing capital. At The Ross Fund, we work with private lending companies that offer less stringent lending requirements and typically better rates and terms than most hard money lenders.
Perfect for a self employed borrower with a fluctuating income.Quick Application
Perfect for self employed borrowers with high expenses reported on the tax returns.
Primarily for business purposes. Stated loans with limited doc and credit requirements. We can go behind any First TD loan amount.Quick Application
Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA.
Loan products expertise:
The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.
Rental Property, used estimated income from appraisal to help qualify.
Rate 5.875% on a 30 year fixed - NO POINTS
Borrower had a foreclosure three years prior (A) paper loan 5.25% 5/1 ARM - 75% LTV.
Bank Funded and NO POINTS
30 year fixed - rate 2.99% APR 3.18%
One point, no cash out LVT 60%
2nd Trust Deed Rate 10% (4 Points), 12 Month Term Interest Only
No Doc. Borrower was short funds to close
12 Month Bank statement only - FICO Score 667, recent BK. Rate 5.75% cost 2 points.
5 Year Term No PPP
2nd Trust Deed, Stated No Doc. Behind a Million Dollar First, Property was listed for sale. 10.50% & 4 Points on a 6 Month Prepayment.
3 Year Fixed Term
First Trust Deed, State No Doc. High rise (8 stories) - no warrantable condo. 8% & 2 Points on a 3 Year prepayment.
5 Year Fixed Term
12 Months Bank, statements only - FICO Score 777. $200,000 cash out to buy business property. Rate 5.5% & 2 Points.
5 Year Fixed Term No PPP
Have a question about your mortgage loan, please provide us with your contact information to get back to you.